Reduce what you need to retire by helping your parents age well at home
Smart aging technology can significantly reduce your required retirement savings while helping your parents live independently for longer, with greater peace of mind for everyone.
- Lower costs
- Strategic reduction in long-term care expenses
- 18–24 months
- Typical break-even period for the technology investment
- Less stress
- Lighter caregiving burden across the whole family
The sandwich-generation challenge
Traditional planning underestimates the cost of care
Supporting children and aging parents at once strains any retirement model. Care costs vary widely with location, care level and duration, and rushed decisions rarely turn out well.
| Measure | Traditional care | Tech-enhanced |
|---|---|---|
| Monthly care costs | $8K–$15K | $3K–$6K |
| Care duration | 2–8 years | Extended independence |
| Capital required | Variable, often underestimated | Reduced |
| Legacy | At risk | Preserved |
Proactive health monitoring
Smart-home systems enable early intervention, reducing emergency care costs and improving health outcomes.
Integrated healthcare
Telehealth and medication management optimize care delivery while reducing facility-based costs.
Family coordination
Shared digital tools keep siblings and advisors informed and decisions coordinated.
Free calculator
Aging-in-place financial planning
Compare traditional care costs with smart-home technology investments, and see what independent living means for your retirement number.
My Independent Living Strategy
Take charge of your retirement years: Compare the costs of traditional care facilities against investing in smart home technology that allows you to live independently longer, maintain your lifestyle, and stay financially responsible for your own care.
Get context for investment return assumptions with 65 years of market data
My Financial Information
Include retirement accounts, savings, and liquid investments
How many years you expect to need care assistance
My Home & Living Situation
Note: Home value is tracked as a last-resort asset. The financial calculations focus on your savings and investments. If savings are depleted, selling the home would likely require moving to a care facility.
One-time investment to upgrade my home for independent living
Take Control of My Future
Relying on outside care facilities means:
- • $8,000-$15,000/month assisted living costs
- • Loss of independence and familiar surroundings
- • Rapid depletion of my life savings
- • Potential burden on my children's finances
Investing in my home enables:
- • $3,000-$6,000/month care costs (62% savings)
- • Living independently in my own home
- • Smart monitoring for safety and peace of mind
- • Maintaining my lifestyle and dignity
- • Stretching my savings 3-5 years longer
- • Maintaining financial independence
- • Avoiding burdening my children
- • ROI: Technology pays for itself in 1-2 years
Free calculator
Scenario comparison
Put two investment strategies side by side and see how long each one lasts.
Dual Investment Scenario Comparison
Compare two different investment strategies side by side to see how investment yields perform against annual expenses over time.
Scenario A Results
Scenario B Results
Scenario A
Scenario B
Need more complex scenarios?
Try our advanced calculator with inheritance planning, multiple asset injections, and complex care cost modeling.
Advanced Inheritance CalculatorHow we help
Start free, go as deep as you need
1. Explore for free
- Retirement calculator
- Dual-scenario comparison
- Inheritance impact
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2. Become a member
From $3.00 for a 3-month trial, then $24 a year.
- 5-star provider reviews
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- Community forum
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3. Talk to an expert
- Family Strategy Session$150.00
- Retirement Impact Assessment$300.00
- Tech Implementation Plan$400.00